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To find out just what sort of monetary shape you happen to be in, answer the questions in the following Financial Fitness Checklist.1 If you're married, print this out and take it residence so that you and your spouse can work collectively to answer the questions. Make a note of how numerous concerns you answer yes to. 1. Are you employing far more and more of your earnings to pay your debts? 2. Do you make only the minimum payments due on your loans and credit cards each and every month? three. To discover more, please consider glancing at: [http://www.amazon.com/How-Get-Days-Less-ebook/dp/B009BA0X70 view site] . Are you near, at, or more than the credit limit on your credit cards? 4. My pastor discovered [http://www.amazon.com/How-Get-Days-Less-ebook/dp/B009BA0X70 hiring secrets] by searching Google Books. Are you paying your bills with income intended for other items? 5. This lovely [http://www.amazon.com/How-Get-Days-Less-ebook/dp/B009BA0X70 get a job quickly] web page has oodles of witty suggestions for how to see this idea. Are you borrowing money or employing credit cards to spend for items you utilised to purchase with money? 6. Do you frequently spend your bills late? 7. Are you dipping into your cost savings to spend current bills? eight. Do you put off visits to the physician or dentist because you cannot afford them? 9. Has a collection agency named not too long ago about overdue bills? ten. Are you working overtime or holding a second job to make ends meet? 11. Identify more on our favorite partner article by going to [http://www.youtube.com/watch?v=FVwAglWD4os official site] . If you or your spouse lost your job, would you be in monetary difficulty appropriate away? 12. Do you worry about income a lot? If you answered "no" to all inquiries on the Monetary Fitness Checklist, you're the picture of monetary wellness. One particular or two "yes" answers, although not necessarily a sign of impending doom, can be a warning sign of possible issues. Before issues get any worse, take time now to draw up a realistic budget (such as a cost savings strategy) or to revise your spending strategy. Cut back on your use of credit cards, and watch closely for other signs of economic difficulty. Three to 5 "yes" answers could imply that you happen to be heading for economic trouble. It really is crucial that you get your spending below handle right away. If you do not have a month-to-month spending budget, draw one up and stick to it. Place away your credit cards and reduce out all unnecessary spending until you can answer "no" to all the concerns on the Financial Fitness Checklist. If you answered "yes" to far more than 5 of the concerns on the Financial Fitness Checklist, you may possibly currently be in significant economic trouble. But never despair. Monetary counseling can begin you on the road to economic recovery.
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