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== Thinking of buying or selling- Here's how rising mortgag ==

<html>A recent, sharp rise in mortgage-interest rates has raised concerns about whether the housing recovery will soften as home loans become more expensive.
Last week, the average rate nationwide for a 30-year mortgage jumped to 4.46 percent from 3.93 percent ― the biggest one-week increase since 1987 and the highest rate since July 2011, according to the Federal Home Loan Mortgage Corp.
“We do think that, as rates go higher,[http://vibrationmeasurementresearch.com/plus/view.php?aid=92933 No one home when fire damages Henderson house], there will be additional affordability issues,” said Brad Hunter, a Florida-based economist for the real-estate research firm MetroStudy Inc.
“Everyone is getting nervous now as the Fed is taking away the Kool-Aid bowl soon,” he said. Rates started moving up after the Federal Reserve said on June 19 that it might end its economic-stimulation program by the end of this year or in 2014.
An increase in interest rates could temper the housing recovery in several ways.
For one thing, higher rates would mean prospective buyers could afford less house, possibly easing demand for new and existing homes. For another, the equity funds that have been buying up foreclosures would likely go looking elsewhere for better ways to invest their money, which would likely limit competition for new listings. Home builders may be pressured by higher carrying costs, even as fewer prospects show up to tour their model units. And homeowners not interested in selling would be less likely to refinance their existing loans.
Here’s a closer look at how rising rates could affect those four groups:
Buyers: For home buyers, many of whom have struggled since the Great Recession and global credit crisis to qualify for mortgages, an uptick in rates would also cut into their buying power once they are approved for a loan.
For example, buyers who obtained a $200,000 mortgage when interest rates were about 3.5 percent in April landed a monthly payment of about $900. But if rates head north to 5 percent, buyers hoping to get that same monthly payment would have to limit their mortgage to $170,000 ― or $30,000 less than they could have afforded with the lower loan rate.
In a talk to Congress last month, Fed Chairman Ben Bernanke noted that housing’s vital role in the nation’s economic recovery is due partly to the real estate-related jobs it creates “but also because higher house prices increase consumer wealth and promote consumer spending.”
Over the 30-year life of a $200,000 mortgage,[http://www.nikenfljerseyssupply.com/ cheap jerseys china], however, a home buyer would pay an additional $63,000 in interest with a 5 percent rate than with a 3.5 percent rate ― money not available for spending on consumer goods or services.
And even though mortgage lenders stand to earn more money with higher rates of return on their loans, borrowers would not find it easier to qualify for home loans should interest rates keep rising, said Rob Nunziata,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 Cheap NFL Jerseys for sale], president of Orlando, Fla.-based FBC Mortgage LLC.
“With some of the new regulations taking effect soon, such as QM ― qualified mortgage ― I think you will see lenders actually tighten guidelines as opposed to loosen them,” he said.
The qualified mortgage rule, issued by the federal government’s Consumer Financial Protection Bureau, aims to crack down on loose lending practices. Among other provisions, it does not allow mortgages that would bring a home buyer’s total monthly debt payments, including property taxes and insurance, to more than 43 percent of the person’s gross income.
Investors: Institutional buyers are likely to slow the pace of their distress-sale home purchases if interest rates rise and other investments become more attractive. Whether they also dump the properties they have already purchased or hang onto them would depend on the demand for single-family-home rental properties.
“I think the major equity players, like Blackstone (Group), that brought volume purchases to the real estate industry will retreat from the purchase of individual homes,” said Owen Beitsch, senior principal of Real Estate Research Consultants of Orlando. “This asset class is simply much too management-intensive, and the spread between cost and return is decreasing.”
John Tuccillo, chief economist for Florida Realtors, said he expects the pace of investor purchases to slow “during the next year or so.” He added that, while he doesn’t expect equity funds to sell off their newly acquired houses, he figures they will cut back on picking up new ones.
Diminished demand for investment houses would put pressure on prices to fall, though areas with low inventory would more easily handle an increase in available properties without prices tanking.
Builders: Homebuilders would also have to adjust as prospective buyers grapple with reduced spending power. A certain slice of that group would scale back their search to existing-home listings, said Hunter, the MetroStudy economist. Others would settle for smaller new homes or for developments in more-remote locations, he added. And builders would face costlier carrying costs for land and materials as they wait for enough buyers to close out a project.
In the short term, Hunter said, the jump in interest rates could give the market a boost, as prospective home buyers who have been hesitating to act decide to buy now, assuming rates will only continue to rise.
Homeowners: For those in a home and intent on staying there, refinancing their current mortgage would make less sense if rates continue to escalate, Nunziata said.
The number of refinanced mortgages grew significantly in 2011-12, with home-purchase loans becoming a smaller part of the overall mortgage mix, he said. The last time the refinance market experienced a big boost, he noted, was back in 2001-03, when rates dropped to 5.25 percent from 7.25 percent.
Mortgage lenders who have been specializing in refis are likely to go out of business “sooner than later” if interest rates keep rising, he added.
“The lenders that focus on purchase business will be in good shape, as long as the economy continues to improve,” Nunziata said.</html>

== Wimbledon title gives Bryans four straight grand slams ==

<html>Wimbledon title gives Bryans four straight grand slams{eot}The Canadian Press7/6/2013 2:17:00 PMText Size
LONDON -- The Bryan brothers got big air at Wimbledon on Saturday.
Yes, there was a little more room than usual between their feet and the ground for their latest version of the Bryan Bump -- the famed chest bump they use to celebrate their victories -- because of what that victory meant.
Their 3-6, 6-3, 6-4,[http://www.faq.cssleszno.eu/index.php?title=U%C5%BCytkownik:Rubyanne#Here.27s_why_hundreds_of_wannabe_murderers_are_roaming_our Here's why hundreds of wannabe murderers are roaming our], 6-4 win over Ivan Dodig and Marcelo Melo wrapped up the Bryan Slam, making the 35-year-old identical twins from California the first men's doubles team in the history of Open-era tennis to hold all four major titles at the same time.
 It just feels like we're adding nuts and whipped cream and cherries to our great career, Bob Bryan said. We said that a few years ago: If we retire today, we feel like we've done it all. Let's go have some fun and add to whatever this is. 
They now have 15 Grand Slam tournament victories, improving on the record they broke at the Australian Open when they surpassed John Newcombe and Tony Roche as the most successful men's pairing of all time. It's their third Wimbledon title and the victory made the Bryans the first team to hold all the slams along with an Olympic gold medal.
If they win the U.S. Open in September, they'll join Ken McGregor and Frank Sedgman as the second men's team to complete a calendar Grand Slam. The Aussie duo did it in 1951, 17 years before the Open era began,[http://www.nikenflonlinestore.com/ Nike NFL Jerseys Shop], and ended up winning seven titles in a row before the streak was snapped at the 1952 U.S. Open.
 I didn't think anything could feel as sweet as the gold medal, but this one just feels like there's a cap, a lid, or a ribbon around our career, Mike Bryan said. It's pretty cool. It's something we never dreamed of, to try to win four in a row. It's too hard to dominate in doubles. Maybe we had a little luck involved along the way. We just took them one at a time. It just added up. 
Taking Centre Court against a new doubles pairing of the Croatian Dodig and the Brazilian Melo,[http://www.fantomet.net/index.php?title=Bruker:Rubyanne#Jones_says_Silva_disrespected_his_gift_and_paid_the_price Jones says Silva disrespected his gift and paid the price], the top-seeded Bryan brothers came out shaky. Lowlighted by a whiff on a volley attempt by Mike, they fell behind 5-0 on their way to losing the first set.
But they got a pair of breaks in the second to even things up, then got a break apiece in the next two sets for the win. The final one came when Mike Bryan, the right-hander, hit a forehand down the middle for a clean winner, then high-stepped it off the court to the sideline for one,[http://www.nikenflonlinestore.com/nfl-jerseys-c-598 Cheap nfl jerseys USA], final change of ends.
His brother served out the match and after match point -- a 129-mph ace -- the brothers jumped as high as they can remember while performing their chest bump.
It's a move they borrowed from the Jensen brothers -- the popular 1993 French Open champions who, like the Bryans, had their own rock band and liked to play to the crowd. They Bryans started using it regularly when they played college tennis at Stanford.
 The fraternity guys were calling for it, Mike Bryan said. I think it was on the cover of the Stanford Daily. ... They called it the 'Bryan Bump.' We kept doing it. 
They plan to keep doing it through at least 2016 at the Rio Olympics.
They have 91 overall titles and would like to make it 100.
They've finished first in the rankings for eight years and would like to make that 10.
More urgently, there's that issue of wrapping up the calendar Grand Slam.
The quest starts less than eight weeks from now in Flushing Meadows but they hardly wanted to talk about that after their latest big win.
 This is going to be a great one to kind of just celebrate and enjoy and really let sink in what we've done, Bob Bryan said.</html>

== Canadian curling icon 'Shorty' Jenkins passes away ==

<html>Canadian curling icon 'Shorty' Jenkins passes away{eot}The Canadian Press4/11/2013 8:01:04 PMText SizeTORONTO -- Clarence (Shorty) Jenkins, the iconic curling icemaker known for his customary pink cowboy hat,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 Cheap NFL Jerseys for sale], died Thursday after a lengthy illness. He was 77.
Jenkins was one of the first icemakers to start experimenting with water, scraping patterns and rocks to try to make a livelier ice surface.
 I don't think there's a doubt that he's the most influential icemaker ever, Canadian Curling Association ice technician Dave Merklinger said in a statement. He reinvented the game of curling by making the ice entertaining,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 wholesale NFL Jerseys],[http://sp1wiki.space-pioneers.eu/index.php?title=Benutzer:Rubyanne#Nedohin_now_curling_third_for_Edmonton_skip_Kevin_Martin Nedohin now curling third for Edmonton skip Kevin Martin], by making it consistent to allow curlers to make shot after shot after shot and play with confidence. 
Born in Hanna, Alta., in 1935, Jenkins got into icemaking after serving with the Royal Canadian Air Force. He was the head icemaker at various national and Ontario championships in his career. He also authored a number of instructional manuals on the craft of making ice for the Canadian Curling Association and Ontario Curling Association.
The AMJ Campbell Shorty Jenkins Classic, a World Curling Tour event, was named in his honour.</html>

== Joe Downtown- Does your business fit into a cube- Container ==

<html>Facebook Fark Digg Reddit Stumble   Joe Downtown: Does your business fit into a cube? Container Park seekstenants  
 Courtesy The Downtown Project
  An artist s rendering of the shipping container development planned for Seventh and EastFremont.  By  () Monday, June 24, 2013 | 4:15 p.m. With development of downtown’s Container Park moving quickly, operators are actively seeking local entrepreneurs interested in leasing space. Doug McPhail, operations director, said Monday the park was getting to the point “where in the next month we want to complete tenant programming and selection.” To that end,[http://www.nikenflonlinestore.com/ Cheap Wholesale Nike NFL Jerseys], Downtown Project, which is building the multispaced retail/restaurant/recreational facility, is “reaching out aggressively to the community. We want to call on all entrepreneurs and owner/operators. We want to hear their story.” Having already received "many submissions" from potential tenants – he wouldn't give a number – McPhail said the operators were still “looking at all of our options and focusing on the community – our focus needs to be on the local.” To get an idea of what the “cubes” will look like, one section of the park has been erected at the corner of Seventh Street and Carson Avenue. When finished, McPhail said, the mall will have space for as few as 30 or as many as 38 businesses. The hope, he added, is that the entire project will be open for business by Oct. 26, the first day of the two-day Life Is Beautiful festival, which will encompass 15 blocks in downtown Las Vegas. Already planned for the Container Park are five restaurants and bars, he said. The park still has needs for its other open space , and operators say owners of any kind of small,[http://computer.thenote.in.th/wiki/%E0%B8%9C%E0%B8%B9%E0%B9%89%E0%B9%83%E0%B8%8A%E0%B9%89:Rubyanne#Frankie_Edgar_gets_back_to_winning_and_thrilling_at_UFC_163 Frankie Edgar gets back to winning and thrilling at UFC 163], local retail businesses, from walkup food windows to fashion stores,[http://www.nikenflonlinestore.com/nfl-jerseys-dallas-cowboys-c-598_641 Dallas Cowboys Jerseys outlet], were welcome to express their interest. “We want to find that perfect mix,” McPhail said. Those interested will be asked to submit a video with their application. For more information, go to the . McPhail said he wanted to get submissions within the “next few weeks,” giving enough time to make decisions by the first part of August. Joe Schoenmann doesn t just cover downtown, he lives and works there. Schoenmann is Greenspun Media Group s embedded downtown journalist, working from an office in the Emergency Artsbuilding.     Facebook Fark Digg Reddit Stumble   Discussion: 1 comment so far Comments are moderated by Las Vegas Sun editors. Our goal is not to limit the discussion, but rather to elevate it. Comments should be relevant and contain no abusive language. Comments that are off-topic, vulgar,[http://www.innerpedia.org/he/index.php?title=%D7%9E%D7%A9%D7%AA%D7%9E%D7%A9:Rubyanne#A_plea_for_Monday.E2.80.99s_game_three A plea for Monday’s game three], profane or include personal attacks will be removed.  Additionally, we now display comments from trusted commenters by default. Those wishing to become a trusted commenter need to  or sign in with Facebook Connect to tie their Facebook account to their Las Vegas Sun account. For more on this change,  Only trusted comments are displayed on this page. Untrusted comments have expired from this story. By</html>

== Movers & Shakers 05-12-13 ==

<html>Krista Phillips, a principal with RIM Architects LLC,[http://www.nikenfljerseyssupply.com/ cheap jerseys china], was one of three women honored by the National Women in Construction Alaska Chapter on March 6, at the Constructive Women Awards Dinner in Anchorage. Phillips was honored by her peers for her longevity in,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 Cheap NFL Jerseys for sale], mentorship within, and overall dedication to the design and construction industry. Phillips joined RIM Architects in early 2005 and became a principal of the firm in 2008. She has more than 21 years of experience in architecture, is responsible for the hiring and talent management of RIM s Alaska architectural staff, and assisting other RIM offices with recruiting and talent management. Her professional experience includes practice in a wide variety of firm settings within the United States, Europe and Australia. She holds a master s degree in architecture from the University of New South Wales in Sydney, Australia, and a bachelor s degree in architecture from the University of Kentucky.
 Caroline Huntley has been promoted to marketing officer for Northrim Bank. A marketing and economics graduate of University of Alaska Anchorage, she began with Northrim in 2007 as a marketing assistant. She became the marketing and web specialist in 2008 and was promoted to marketing analyst in 2009 as her role in bank research expanded. Huntley was the lead on the recent update of the bank website, coordinating with multiple vendors to implement the changeover. Her new position will include market research, managing the bank s website, product launches and developing and managing marketing programs and campaigns.
 Ten-year-old Karen Nickoli has been chosen as the 2013 Alaska Champion in the Children s Miracle Network Hospitals Champions program. Nickoli spent more than a year at The Children s Hospital at Providence and finally returned home in March. Life took an abrupt turn when Karen and her family received her diagnosis of acute lymphoblastic leukemia. Far from her Yup ik Eskimo home in Russian Mission, Nickoli stayed at Providence Hickel House, a hospitality home in Anchorage funded in part by CMN Hospitals. She needed frequent blood and platelet transfusions and oral chemotherapy. Relatives sent subsistence foods like salmon and moose for her to eat when treatment made other foods taste bad. CMN Hospitals helped fund educators to keep Nickoli and her sisters caught up in school throughout the year. Finally, around Thanksgiving 2012, she was in remission. She returned to her small village, where she was able to get back to her favorite pastime catching caterpillars. She also enjoys fishing, being around animals, and snowmachining.
 Cathy Frost has been named corporate HSET program manager at Ukpeagvik I upiat Corp. Frost will be responsible for the administration of UIC s health, safety, environmental and training programs,[http://gintama.wikkii.net/wiki-cn/%E7%94%A8%E6%88%B7:Rubyanne#Still_looking_for_Fourth_of_July_festivities-_Check_out_thes Still looking for Fourth of July festivities- Check out thes], as well as providing guidance, support, and monitoring of related subsidiary program compliance with Corporate requirements. She has more than 14 years of experience in her field. Frost obtained her bachelor s degree in psychology from Arizona State University and her master s degree in public administration with an emphasis in leadership from Northern Arizona University.
 Chugach Alaska Corp. has appointed Randi Jo Gause as its new senior corporate communications manager. She replaces long-time corporate communications specialist Beth Welty. Gause will be responsible for establishing and implementing Chugach s internal and external corporate communication strategies. Gause served most recently as the public relations and marketing manager for the Anchorage Museum at Rasmuson Center, and worked in CAC s business development unit for more than three years. She also gained experience working with a variety of Alaska Native organizations at local advertising firm MSI Communications, earning two Public Relations Society of America awards for her work in 2008. She has a bachelor s degree in mass communications with an emphasis in public relations from University of Utah.
 Maj. Mark J. DeRocchi is the new deputy commander for the U.S. Army Corps of Engineers-Alaska District at Joint Base Elmendorf-Richardson and assumes responsibility for managing the organization s programs throughout Alaska. He also directs operations during emergency contingencies. Previously, DeRocchi was the operations officer for the 92nd Engineer Battalion at Fort Stewart, Ga., and deployed in support of Operation Enduring Freedom in Afghanistan from 2012-13. From 2008-10, he served as an instructor, assistant professor and executive officer for the civil and mechanical engineering department at the U.S. Military Academy at West Point. He earned master s degrees in civil engineering from the University of New Hampshire in 2008 and in engineering management in 2002 from the University of Missouri. He received a bachelor s degree in 1998 from the U.S. Military Academy and was commissioned in the U.S. Army Corps of Engineers. He has received various medals, citations, ribbons and unit awards, including the Bronze Star Medal with two Oak Leaf Clusters, Meritorious Service Medal with four Oak Leaf Clusters, Army Commendation Medal and Army Achievement Medal with two Oak Leaf Clusters.
 Senior Engineer Paul Kendall has been promoted to principal with PND Engineers Inc. Kendall is a registered professional engineer with more than 10 years of engineering experience in Alaska. He has recently served as civil design manager on several large projects including the Akutan Airport Design-Build project for the Alaska Department of Transportation, and the Federal Highways Deweyville to Neck Lake Road project on Prince of Wales Island. Kendall has been with PND since 2005. PND Designer Roger Crandy received his AutoCAD Civil 3D Professional Certification and was promoted to Drafting Department coordinator. Crandy was hired at PND in 1997 and has 23 years of professional experience in drafting and graphic design, including 3-D renderings and modeling for architecture and engineering design.</html>

== Better have a good reason if you forgot Mother’s Day ==

<html>May 12, 2013 6:53 a.m.  In reply to Brian Greenspun; I was thrilled that you did it again! Yes sir, more about Hank Milton Greenspun! You can bet, Brian Greenspun,[http://www.nikenflonlinestore.com/ Nike NFL Jerseys Shop],[http://sp1wiki.space-pioneers.eu/index.php?title=Benutzer:Rubyanne#Driver_found_dead_after_crashing_into_light_pole Driver found dead after crashing into light pole], I just love these reprints of your Dad s articles. There is NO WAY I will ever get tired of Hank s words.  I ONCE HAD A GOOD REASON TO FORGET MOTHERS DAY ? Part One I have to admire the entire Greenspun family. They have a continual love for each other from generation to generation. That s special. And I know how delightful and pleasing that must be; because that is the missing link as a child that I once longed for. I was well aware as a kid; I was only a burden to my mother. I interfered with her lifestyle. It didn t take me long to forget Mother s Day. Then, the years passed and I grew up. It was time for me to set all the hurt aside. As a U.S. Marine, I tried my best to make repairs to a deeply damaged relationship with Mom. However, it was to be short-lived. I am really, in a private and innocent kind of way very jealous of Hank Greenspun. Man! Did he ever have one great mother!!! When Hank was a kid,[http://www.nikenflonlinestore.com/ New Nike NFL Jerseys Cheap], the story is told that a customer on his newspaper route declined to pay and added some anti-Semitic abuse to financial injury. Hank at the time was eight years old. Hank s mother said,[http://www.pontoweb.net.br/wiki/index.php/Usu%C3%A1rio:Rubyanne#Venezuela_says_no_contact_yet_with_Snowden Venezuela says no contact yet with Snowden], You let him insult you? And you didn t even insult him back? What s the matter with you?  Hank s mother marched him back and pounded on this customer s door. Hot water was propelled on both Hank and his mother. Mrs. Greenspun then charged inside the house, slapping and clawing this man while Hank kicked the offender s shins. They both collected the bill and an apology from the resident. By</html>

== Still looking for Fourth of July festivities- Check out thes ==

<html>Facebook Fark Digg Reddit Stumble   Still looking for Fourth of July festivities? Check out theseofferings     Volunteer Elizabeth Engle puts the finishing touches on floats for the Summerlin Council Patriotic Parade on Wednesday, July 3,2013. By  () Published Tuesday, July 2,[http://www.torgan.net/savage/index.php/Utilisateur:Rubyanne#Three_reasons_not_to_panic_about_the_market_yet Three reasons not to panic about the market  yet], 2013 | 2 a.m. Updated Thursday, July 4, 2013 | 2 a.m.       Related story  Looking for something fun to do this Independence Day? Here’s a look at what’s happening throughout the valley: Boulder City Damboree Celebration ? Bicentennial Park, Broadbent Memorial Park, Veterans' Memorial Park ? Starts 7 a.m. July 4 Boulder City celebrates the 65th Damboree celebration at Bicentennial Park, 999 Colorado St. City officials will serve pancakes, then at 9 a.m., it’s time for a parade. It starts at Colorado Street and will be separated into two sections: a dry zone and a water zone, where attendees can take part in a water gun fight with parade participants. Note: Water balloons are not allowed. The parade will end at Broadbent Memorial Park, 1301 Fifth St., where visitors can play midway games, enter contests and watch a flag raising. At 6 p.m., the festivities move to Veterans' Memorial Park, 1650 Buchanan Blvd., where there will be more games and food, as well as a pie-eating contest. A fireworks show will brighten Boulder City's sky at 9 p.m. There is a $10 parking fee at Veterans' Memorial Park. For more information, call the Boulder City Parks and Recreation Department, 293-9256. Henderson Henderson Fourth of July Celebration???Mission Hills Park, 551 Mission Drive???6 p.m. July 4 Henderson will mark America’s independence with live music, a battle of the bands, a basketball tournament and a volleyball tournament. Families can bring blankets and lay out on the grass while indulging on hot dogs, hamburgers, sno-cones and other treats. After a performance by the Henderson Symphony Orchestra, fireworks will paint the sky red, white and blue. The show starts at 9 p.m., and admission is free. We Love Locals' July 4th Fireworks Blast: Green Valley Ranch???Green Valley Ranch Resort???9 p.m. July 4 Station Casinos will continue its Fourth of July tradition with a nine-minute fireworks show at Green Valley Ranch Resort. Attendees can watch the fireworks from the resort or catch a glimpse from nearby streets. Las Vegas Free swimming???Various locations???Noon to 4 p.m. July 4 Before settling down to watch fireworks, why not cool off in a Clark County swimming pool or water park? The county is offering free admission to all of its outdoor pools and splash pads, including Cambridge Water Park, 3930 Cambridge St.; Desert Breeze Water Park, 8275 W. Spring Mountain Road; Hollywood Water Park, 1550 S. Hollywood Blvd.; Paradise Water Park, 4775 McLeod Drive; Parkdale Water Park,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 NFL Jerseys Online Shop], 3200 Ferndale St.; Sunrise Pool,[http://www.nikenfljerseyssupply.com/ cheap jerseys], 2240 Linn Lane; Walnut Water Park, 3075 Walnut Road; and Whitney Pool, 570 E. Missouri St. Fourth with the Phil???Smith Center for the Performing Arts???4 p.m. July 4 Music lovers can munch on summer fare at Symphony Park while listening to live entertainment, including bluegrass and jazz bands. The Las Vegas Philharmonic also will perform a special July Fourth pops concert, conducted by Matt Catingub. A fireworks display will light up the park at 9 p.m. Concertgoers can choose to watch the display in the park or remain in the concert hall, where a live video feed will play alongside the Las Vegas Philharmonic. Admission to Symphony Park will cost $10 for adults and $5 for children 12 and younger. Admission for the pops concert ranges from $25 to $125. Tickets can be purchased at the Smith Center's or by calling 749-2000. Fireworks at Caesars Palace???Caesars Palace???9 p.m. July 4 Caesars Palace will light up the Strip with fireworks shot from the roof of the Roman Tower. Tourists and locals alike can view the show free from the Strip. We Love Locals' July 4th Fireworks Blast: Red Rock???Red Rock Resort???9 p.m. July 4 Station Casinos will offer a second fireworks show in Las Vegas at Red Rock. The 'We Love Locals' July 4th Fireworks Blast' will feature a nine-minute fireworks show. Attendees can watch the celebration from anywhere near the West Charleston Boulevard resort. Summerlin Summerlin Council Patriotic Parade???The Trails Village???8:30 a.m. July 4 The 17th annual Summerlin Council Patriotic Parade will feature more than 60 entries, including floats, oversize helium balloons, bands, performing groups and storybook characters. The parade begins at the corner of Hill Point Road and Hills Center Drive and ends at the corner of Trailwood Drive and Spring Gate Lane. Admission is free.     Facebook Fark Digg Reddit Stumble   Post a comment Commenting requires . Comments are moderated by Las Vegas Sun editors. Our goal is not to limit the discussion, but rather to elevate it. Comments should be relevant and contain no abusive language. Comments that are off-topic, vulgar, profane or include personal attacks will be removed.  If you would like to submit your comment as a letter to the editor, . Username:  Password:  Login</html>

== Gulf ratz discussion continues ==

<html>The North Pacific Fishery Management Council heard several hours of public perspectives today on a future Gulf of Alaska bycatch management action.
 The details have yet to be worked out, but the council will look at several proposals as it makes its way down a path toward eventual action.
 The council has enacted king salmon bycatch caps for the pollock and non-pollock trawl fleets in the gulf,[http://www.investment247.de/index.php?title=Benutzer:Rubyanne#Late_gamble_gives_Kenseth_the_victory_at_Kentucky Late gamble gives Kenseth the victory at Kentucky], and the fishing industry has asked for tools to aid in meeting those caps.
 But the council will have to overcome several challenges if it institutes a catch share program for the trawl fleet, including issues of state and federal jurisdiction, community protections, and how to even award quota.
 An industry working group brought forward their proposal, which primarily address rationalization of the fishery as the means for bycatch reduction.
 The Alaska Marine Conservation Council suggested Community Fishing Associations as a way to involve communities in the fisheries.
 Trident Seafoods Joe Plesha presented a paper that suggests including quota in a rationalization program. The path suggested for doing so would award processors some quota,[http://www.nikenflonlinestore.com/nfl-jerseys-dallas-cowboys-c-598_641 Dallas Cowboys Jerseys outlet], to use as they see fit.
 Pacific Seafoods Mike Okoniewski talked about how a similar effort has worked in the whiting fishery.
 The council also heard from the public on various aspects of a potential program, as well as feedback on the proposals made so far.
 The Peninsula Fisherman s Coalition s representative Beth Stewart spoke against the Community Fishing Associations as proposed, and questioned whether community politics should play a role in assigning quota, although she agreed that healthy communities are dependent on the fisheries being discussed.
 Representatives from Kodiak, including city council member Terry Haines, talked about the need to represent a community in any action, and noted that a community includes the people who live in a fishery-dependent community as well as all the people involved in harvesting and processing the fish.
 Another challenge in a rationalized fishery is who manages it. Some industry representatives asked that the state and federal government come to an agreement on just one manager for the Gulf,[http://nvkz.su/index.php/%D0%A3%D1%87%D0%B0%D1%81%D1%82%D0%BD%D0%B8%D0%BA:Rubyanne#Numbers_Game-_Lightning_lure_Filppula_to_Tampa_Bay Numbers Game- Lightning lure Filppula to Tampa Bay], particularly in the pollock fishery.
 The pollock don t know the difference between two and three miles from shore, and fishermen need the ability to follow the fish as they swim around, said United Catcher Boats Brent Paine.
 Sitka s Paul Olson,[http://www.nikenflonlinestore.com/ Cheap Wholesale Nike NFL Jerseys], from The Boat Company, and John Hocevar, also talked about the need to consider the downsides of a catch share person, and noted concerns with privatizing a public resource.
 Ultimately, the council will have to address the full suite of issues raised in testimony, and others, many of which were raised in the  on the issue. The council will decide in staff tasking Tuesday when the Gulf rationalization effort is to come back before it, but final action is not slated for the near future.</html>

== Butler- Europe counts down and prepares for the season ==

<html>Butler: Europe counts down and prepares for the seasonNoel Butler7/8/2013 10:00:41 AMText SizeAs Brazil awoke last Monday morning with a sizeable Confederations Cup hangover, Armenia's Shirak FC were going through their final paces ahead of their July 2 encounter with San Marino's SP Tre Penne.
Remarkably, and only a little over five weeks since Arjen Robben's late Wembley marker the 2,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 wholesale NFL Jerseys],000-odd fans packing out Shirak's Arnar Stadium this past Tuesday evening were witnessing the opening salvo of the 2013-14 competitive football season in Europe. 
The qualifying stages of the UEFA Champions League were underway and come the final whistle the first hat trick of the competition was in the books. Take that Cristiano.
As the so called minnows of European football fight amongst themselves the elite of European football began unlocking the padlocks on training camps and David Moyes was altering the speed dial numbers of Sir Alex Ferguson's office phone.
Moyes' first official day in the job saw him put the final touches of the coaching jigsaw in place. The new Old Trafford supremo didn't need Google to map out his search as the English champions announced coaching roles for Ryan Giggs and old boy Phillip Neville. 
The London bookies reacted immediately - some installing Giggs as the favourite to succeed Moyes. 
Giggs, who signed a one-year extension just as Sir Alex Ferguson was putting the finishing touches on yet another BPL title, made his club debut back in 1991 as a fresh faced 17-year-old. By sheer coincidence,[http://wiki.kemsu.ru/index.php?title=%D0%A3%D1%87%D0%B0%D1%81%D1%82%D0%BD%D0%B8%D0%BA:Rubyanne#Stampeders_QB_Tate_to_test_arm_at_practice_on_Wednesday Stampeders QB Tate to test arm at practice on Wednesday], United's opponents at Old Trafford that early March day was Moyes' old club Everton. 
Installed as player-coach, Giggs spent the offseason in the classroom continuing his coaching education which is due to culminate next summer when the club expects the 39-year old Welshman to receive his UEFA Pro License. 
Alongside the well-respected Neville, who retired at the end of last season after finishing as a player under Moyes, United could not have wished for better ambassadors to act as the conduit in the dressing room with the new gaffer.
Moyes, who came under the media spotlight for the first time earlier last week, was his usual defiant self when informing the assembled throng Wayne Rooney was not for sale. 
Although Moyes let it be known he has already conducted several productive meetings with a player he helped nurture at Goodison Park this will do nothing to dampen the heightened speculation of where Rooney's future lies. 
The Rooney speculation is not just a media invention, as future Barcelona captain and ex-team mate Gerald Piqu got in on the act when saying earlier today he thought Rooney would slot in very nicely alongside Messi and Nou Camp new boy Neymar. 
The two uber-stars who team up officially next week when Barcelona's training camp opens have spent time hanging out together as the Messi and Friends series of charity matches got underway. 
On Tuesday night in Lima, Peru Neymar completely outshone Messi and capped a mesmerizing performance with the most audacious of 45-yard lobs. 
It's lucky for the people in attendance Neymar did not join Arsenal as if he did it's quite likely following his MVP performance at the Confederations Cup Wenger would have wrapped the 21-year old up in cotton wool and packed him off to a health farm for a month of rest and recuperation.
Messi's charity tour - that culminated in a date at Soldier Field, has had its fair share of controversy including the last minute cancellation for Wednesday's planned date in Los Angeles. 
Added to this,[http://www.nikenfljerseyssupply.com/nfl-jerseys-c-598 NFL Jerseys Online Shop], many of the high grade talent including the likes of Aguero, Fabregas, Alves, and Prince-Boateng withdrew from the wrap in Chicago as they prepared to meet up with their clubs for training camp.
AC Milan, who get underway at one of world football's grandest of training complexes Milanello on Monday only managed to finish third in Serie A last season will themselves have to qualify for the this season's Champions League.
Before that early next month along with Chelsea, Valencia and Internazionale, the Rosonerri will take part in the New York leg of the International Champions Cup, a brand new pre- season tournament which also counts amongst its participant Real Madrid and the Carlos Tevez-strengthened Juventus.
The unique concept calls for games in Indianapolis, Los Angeles and even Valencia where the competition will kick off July 27 before concluding in a show piece final at Sun Life Stadium, Miami August 7. 
It's hardly surprising that with the likes of Real Madrid off on a European jaunt prior to flying to Los Angeles, Liverpool playing in Australia, Manchester United jetting off to the Far East where Chelsea will also play prior to arriving in New York - it is the world's airlines which have leapt to the top of world football's sponsorship table. 
Barcelona, who will tour Asia this pre-season, recently announced a global partnership with Qatar Airways. With the Qatar Foundation already installed as jersey sponsor the Spanish champions have considerably strengthened their ties with a nation that will host the 2022 World Cup Finals. 
The pre-season also affords the perfect platform for clubs across Europe to launch their new jerseys. One of the grandest events took place a few summers back when AC Milan took to Times Square and live television to unveil their new road jersey. 
Mercifully for Liverpool fans, the club spared them the embarrassment of live television when they unveiled their new alternate jersey yesterday and one that would not look out of place down the local bowling alley.
For a club that has tested the patience of their phenomenal fans starved of domestic league success for over two decades, Liverpool are certainly doing their level best to invoke their great history with a jersey that was inspired by the one they wore back in 1995-96.
According to club legend Jan Molby, the five-time European champions are now preparing for life post Su rez.
With Real Madrid the most likely destination for Su rez, it certainly increases the possibility when the curtain comes down on this season's UEFA Champions League at the Est dio do Sport in Lisbon on May 24, Los Blancos may finally have claimed their 10th European title. 
Magnificently Madrid's pre-season gets underway about as football far removed from the prestige and glamour of a date in the Champions League Final when on July 21, they travel to Goldsands Stadium for a date with AFC Bournemouth. 
A once in a lifetime David and Goliath encounter which will certainly have the locals talking about for many generations to come.
You can reach and follow Noel Butler at:@TheSoccerNoel</html>

== IRS head to fight bonuses for union employees ==

<html>Facebook Fark Digg Reddit Stumble   IRS head to fight bonuses for unionemployees The Associated Press Tuesday,[http://wiki.worldweb.com.br/pt-br/Usu%C3%A1rio:Rubyanne#Reflecting_on_the_meanings_of_freedom_and_heroism_0 Reflecting on the meanings of freedom and heroism 0], July 9,[http://www.nikenflonlinestore.com/nfl-jerseys-c-598 Cheap nfl jerseys USA],[http://plagiato.com.br/index.php?title=User:Rubyanne#America_has_opportunity_for_all America has opportunity for all], 2013 | 10:36 a.m. Citing budget cuts,[http://www.nikenflonlinestore.com/nfl-jerseys-dallas-cowboys-c-598_641 Dallas Cowboys Jerseys outlet], the head of the Internal Revenue Service says he has canceled this year's employee bonuses for managers and is working to cancel bonuses for union workers.Acting IRS Commissioner Danny Werfel told workers in an email Tuesday that he is canceling the bonuses because of automatic spending cuts enacted this year. The union's collective bargaining agreement calls for about $70 million in performance bonuses this year, but there is a clause that could enable the IRS to renegotiate.The union has said it believes the bonuses are legally required under the agreement.The IRS has been under intense scrutiny since the agency revealed in May that agents had improperly targeted conservative political groups when they applied for tax-exempt status.    Facebook Fark Digg Reddit Stumble</html>