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Depending on the type of car your teenager drives, it might be cheaper to have them on a separate policy.[[image:http://images12.fotki.com/v531/photos/9/2655699/11918289/classiccarinsuranceunder21-vi.jpg]]<br><br>You should always strive to keep your insurance from lapsing as a means to keep your rates low. If you keep switching insurance policy providers, your coverage will lapse, and rates will increase. Insurance companies do not like gaps in coverage, and they will raise your rates if they find out.<br><br>The kind of vehicle you decide on will be a huge factor in the cost of insurance. Insurance companies charge higher premiums for that high end luxury model you love so much. A less expensive, safer vehicle will end up saving you money in the long run.<br><br>Most states require all drivers to have liability insurance. 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Insurance against uninsured drivers, as well as non-accident damage to your car like fire or flood, is also important.<br><br>It is important that you keep records of your insurance bill payments. Having these on hand will benefit you in case you get into an accident or get pulled over because you can use these as proof that you have insurance on a vehicle in case you misplace your insurance card.<br><br>This information will work for most people. Apply these tips to the cheap car insurance quote plan you're interested in. You want to be sure to find [http://verycheapcarinsuranceuk.co.uk/ cheap car insurance quote] that fits your needs but does not cost an arm and a leg. The information presented here should serve as a guide.