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What does the acost of healthcarea mean to-you? To many of us, the cost of health is what we spend of pocketathe co-pays, the deductibles, the co-insurances. I am sure everyone has been seeing that over the past few years that your price for insurance out of your paycheck has changed and the cost out of pocket has changed. At Blue Hills Sports & Spine Rehabilitation we're seeing more patients with high-deductible health plans from their employersasome with as high as $4000 a year. This is producing individuals make choices about healthcare more from the consumer perspective rather than individual perspectiveais this advantageous to healthcare? Many of us grew up with health that was comprehensivea$5-$10 co-pays, no deductiblesaget to the medical practitioner when you are able because it wonat break the bank. The change to these higher co-pays and deductibles is having just the opposite effectait generally is causing some people to go broke and others to defer healthcare because they just donat wish to spend the money about it. Itas sadaand itas maybe not going away. We found out about [http://www.bluehillspt.com Blue Hills Sports & Spine Rehabilitation] by browsing Yahoo. In factait will most likely become worse. I know when I am making my healthcare choices I am beginning to think just like a consumer more. Do I go to the ER for anything and incur a deductible to wait for 6 hours to see some body, or, do I wait for a couple of days to see my regular medical practitioner for a $20 office visit? Do I take the medication my doctor prescribed that doesnat have a pay $200 and general equivalent, o-r, do I simply not take the medicine? How did it get like this? Exorbitant costs from large hospital-based systems that are concentrated more on building properties than treating patients. Many of these places spend more for than it cost to outfit a whole real treatment waiting room seats individual practiceadoes that produce sense? And just how do they pay for it? From charging us moreaand then it trickles down from the insurance companies. We have to keep in mind that the insurance firms are for-profit organizations, many with investors that are expecting a healthy bottom linearegardless should you are healthy. Having an insurance company is similar to legalized gamblingayou are setting your prices hoping people donat utilize the services and ultimately, you generate income. They've all the stats and they do a lot of research to ascertain how much is too much for someone to pay for routine treatment. They call it acost sharingaayou pay part of the cost to discourage your from accessing the servicesaunless you are just really, really sick and have no choice but to go for treatment. I considered an of prevention was worth a pound of cure? I guess that just isnat the situation any more. The acosta of health-care may be greater than we could paya. Jordan Vacon, PT is the managing partner of Blue Hills Sports & Spine Rehabilitation which owns and operates physical treatment offices in Weymouth, Braintree, Boston and Plymouth.
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