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Why get gold or platinum? Platinum and gold cards used... While some of the prestige of gold and platinum cards has disappeared over the last ten years or therefore, many individuals still feel that they have not 'appeared' until they get one of these cards. If you are looking at finding a silver o-r platinum card, then you ought to know in regards to the benefits and drawbacks before you sign up for something. Below are a few suggestions to help you determine whether or not to get a gold or platinum card. Why get gold o-r platinum? Platinum and gold cards used to be something of a significant status symbol, and those without one were often viewed as less effective. Platinum and gold cards do often hold higher credit limits and more functions, while this really is less the case anymore. If you demand a large credit limit, and wish to benefit from features including additional airport hospitality, then the gold or platinum card is for you. How much do I have to earn? [http://members.tripod.com/c_yadav/mediawiki/index.php?title=Mulkey regal gold reviews] You often need to be gaining a minimum of 20,000 per year to be considered for one, though silver and platinum cards are not reserved for the rich. Generally, an income level higher than this is needed to get a good deal and all of the possible characteristics. If you are on the good wage and have a sound credit score, then you can make an application for one of these cards. What're the expenses? Obviously, these gold o-r platinum cards have more functions, and so you should expect to pay more for the services. They all generally impose an annual charge, in addition to having higher interest rates. Before getting this kind of card you should consider the advantages of the additional capabilities against these higher costs. Beware of the scams You should be aware of the scams and cons that distribute regarding such cards, if you're likely to get a gold or platinum card. There are quite a few cards advertised as gold o-r platinum that are not what they seem to be. Often you'll have to pay a number of expenses to get your hands on the card, or call a pricey phone number. Also, when you have the card you may discover you can only buy goods from certain lists set by the financial institution. Many people get caught by these cons due to the promise that they can progress cards later on. If you should be in doubt, then don't sign something and look elsewhere. Are they worth every penny? [http://www.tima.org.tw/ayat/?q=node/274514 regal assets gold bars?] If you have a high income and are able or need a high credit limit, or if you travel a lot, then a gold or platinum card may be a great choice for you. Nevertheless, most normal individuals with good credit histories will discover little difference between one of these cards and their standard cards. Unless you require the extra benefits, then choose a typical card with a lower credit limit and lower fees.
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