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Why get so many?  [http://www.creditcards.org/bank-of-america/bankamericard-cash-rewards-credit-card company web site]  Whether you've lots of credit cards, you get sent numerous offers due to your unique credit rating. ... Then you're not alone, if you are frustrated by the continuous charge card spam that you get. People all around the country are getting literally lots of credit cards provides every year, the majority of which are deceptive or not relevant to them. Then here are some ideas, If you prefer to know just how to deal with these credit-card mail offers. Why get a lot of? If you have a lot of credit cards, you get sent numerous offers due to your unique credit standing. Whether you have a great or bad credit rating is dependent upon the types of offers you get, but whatever your rating you're a for credit card companies to be delivered offers. Some individuals can get nearly 10 of those offers each month, many of them copies. Bait and switch However some of the credit card provides you with get might seem tempting, they not often what they seem. Most of these offers employ the method called 'bait and switch.' This is where you will be offered a whole lot in the mail including 'you are pre-approved for a credit-card with up to 25,000 control', however when you complete the paperwork and mail it back you only get 1,000 at an incredibly high interest rate. That is not illegal because they just said 'up to' a control and so even if they had rejected you it'd not be against the law. This method may not be illegal but it is obviously immoral. This is one reason you should avoid such offers. Choosing out Even though it is not the easiest thing to do, you are able to try to opt-out of receiving these mail offers. There are organizations that you can apply to that will help you to be taken off these e-mail lists, while you are still bound for some offers. You can always try calling them-selves to the credit businesses and asking them to stop sending you mail, though this often falls on deaf ears. Maintaining your personality safe Even when you don't want to look at some of the offers you get through the post, it's important that you properly dispose of the offers you get. If you simply throw the offers in-the container, then someone can take them and apply to the cards you have decided not to examine. Before you know it you might get a statement in the post for thousands of pounds for a card you did not even apply for. Ensure you shred or tear up all bank card mail offers to guard yourself from identity theft. Do not ignore all of them Although most of these offers will not be worth looking at, you need to not just put them all in the container. There are really some genuinely discounted prices to be had from charge card mail offers. This is especially true if they are from a organization which you've a with, as they may provide you preferential terms. If you are careful with charge card mail offers and can separate the good in the poor they is a benefit to you rather than constant irritation.