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The National Association of Insurance Commissioners and the Connecticut Insurance Department want customers to keep yourself updated that the purchase of life insurance policies are being perpetrated illegally.  [http://appstarreviews.page4.me/ appstar financial reviews]  Only a little background:... Dont let your seek out affordable life insurance in the state of Connecticut make you at risk of fraud. Think, If you should be called to get a life insurance plan and then immediately offer it. You may be the mark of an insurance fraud. The National Association of Insurance Commissioners and the Connecticut Insurance Department need customers to keep yourself updated that the sale of life insurance policies are being perpetrated illegally.  [http://www.appstarreviews.estranky.cz/ site link]  A little background: Insurance companies give the attempting to sell of life insurance policies. There are two types of income and they are called living settlements and viatical settlements. Life Settlement occurs when the owner of a life insurance coverage offers it to a third party. The alternative party now becomes the owner/beneficiary of the plan. The new owner should pay the premiums and therefore may collect the profit when the original policy owner dies (as the original policy owner is still the insured). Viatical Settlement: Viatical settlement resembles the life span settlement, except the initial policyholder is terminally ill. Why, you may ask, could anybody sell his or her life insurance coverage? There are lots of reasons; one of them being economic. If the insured is running into financial trouble, they could provide the policy to a third party for the cash reward. This is a legal practice and these policies could be sold by way of a life insurance agent. The brokers commission is paid by the third party ( buyer ). Rather than attempting to sell a policy, customers can exercise the accelerated death benefit provision of these policy, which may pay a substantial level of the policys death benefit. Also, the cash value of a life plan may be used as protection in obtaining a loan from the bank or lender. Dont let unethical people talk you into purchasing a life plan and instantly attempting to sell it. If this occurs, it's vital that you contact the Connecticut Insurance  [http://appstarreviews.webstarts.com/ view site]  Department immediately. Do not turn into a target.  [http://appstar-financial.posterous.com/ advertiser]