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One of the simplest ways to find affordable automobile insurance in Tennessee is to obtain only the states minimum car insurance needs, also known as liability protection. That is, if you can move it. In Tennessee, those requirements are $25,000 for Bodily Injury Liability per person, as follows: $10,000 for Property Damage Liability and $50,000 for Bodily Injury Liability per incident. By buying a maximum of these amounts of coverage, youll almost certainly find inexpensive motor insurance in Tennessee.  [http://www.10dollarinsurance.com/ auto insurance rates]   [http://www.10dollarinsurance.com/ insurance rates]  Your premiums may still change from your neighbors, If you elect to get low priced car insurance in Tennessee in the shape of buying auto coverage that addresses only the states minimum car insurance requirements. This is as a result of individual elements car insurers use to determine your rates including gender, age, credit score, driving record and the type of car you-drive. But, paying for the best level of protection allowable still means youll probably pay the cheapest Tennessee auto insurance rates for you. Receiving affordable automobile insurance in Tennessee through the states minimum car insurance needs provides the least level of insurance. Looking to purchase auto coverage to meet only the minimum requirements causes other problems to arise. You see, not most people are qualified to purchase basic liability car insurance. As an example, if you financed your car through a bank or still another lender, you might be necessary to buy full coverage car insurance. However, you can enjoy cheap vehicle insurance in Tennessee by switching for the states liability insurance requirements, once you own the vehicle overall.  [http://www.10dollarinsurance.com/ vehicle insurance rates]  Remember, Tennessees basic liability coverage protects that your liability. Youll just get collision and comprehensive coverage in the event you purchase some kind of full coverage policy. If your budget or loan situation requires it, purchasing Tennessees minimal car insurance needs in order to obtain affordable auto insurance in Tennessee is great. When youre ready you can always upgrade to the full coverage insurance policy.  [http://www.10dollarinsurance.com/ compare car insurance rates]