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Harmony transfers are developed to assist persons with substantial-interest money owed. The income saved through this period can be used to shell out off outdated money owed.  Many individuals, nonetheless, commit the frequent mistake of paying lavishly through the low-desire interval. This brings about an increase in their credit history stability. When the period of the reduced curiosity price is above, the significant credit history stability throws the credit score card holder into a lot more personal debt.

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