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Should I cancel my unused credit cards? This is a problem many individuals ask themselves and looking for the right answer. This comprehensive guide may help you how your unused credit cards make a difference your credit scoring and some suggestions to be known before your unused credit cards are canceled by you if you are one of them.  [http://creditsolutionsguide.com/credit-cards-for-bad-credit/ credit cards for bad credit]  Though having more than one credit cards with you is definitely an simple way to get some money urgently, remember your unused credit card make a difference your credit scoring. Lots of people are not alert to this proven fact that their unused credit card may adversely affect their credit report. Ending your empty card will not eliminate your previous credit history with the account nonetheless it will help you to reduce your available credit. But before your unused credit cards are canceled by you ensure that you are planning to cancel the cards which you think you dont need anymore. There are several people who used to cancel their credit cards simply to improve there current credit score. But understand that doing this wont raise your credit rating. That is it is not really a good idea to end your unused credit cards in the same way a short term strategy to boost your credit rating.  [http://creditsolutionsguide.com/what-is-a-good-credit-score/ what is a good credit score]   [http://creditsolutionsguide.com/how-to-fix-my-credit/ the how can i fix my credit]  Before you get a decision of whether to utilize your credit card or even to end your unused credit card make a detailed review that you wont need the credit card at a later stage in your lifetime. That's, make your self clear why are trying to eliminate a bank card. The next phase is to check whether there's any balance to be covered the bank card you are planning to cancel. While you are paying the balance dont make an effort to stop your credit card. End the bank card after you have fully paid the total amount amounts. Get yourself a copy of your present credit report and inform you if your credit card is making any problem to your credit scoring. Or even, then why bothering about eliminating your unused bank card.  [http://creditsolutionsguide.com/credit-score-range/ open in a new browser window]  Additionally there are several advantages of keeping a credit card with you. That is keeping a credit card will undoubtedly be an added rewards if you are obtaining a car loan or a mortgage. It is seen that most money lenders have a tendency to check how much you owe compared with your maximum available credit. Therefore if you think that you can use your credit card in some kind or other it's advisable to not end your available credit card. Try to handle your charge card in a great way. All things considered, by canceling your available credit card you're closing your door for an available amount of credit.