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Planning for retirement early in your career is the surest way to secure a comfortable retirement life. It does not matter whether the plan is simple. To check up additional info, please take a gander at:  [http://www.blackinkinsurance.com/ http://www.blackinkinsurance.com] . Identify new resources on our affiliated article directory - Browse this web site:  [http://www.bobsagar.com/worktogether/ visit] . As long as it is solid, the plan will secure the lifestyle of your choice when you leave your career. One retirement plan may be enough to cover your expenses. If you think you will be assuming a simple lifestyle, a solid retirement option will suffice. However, you may need more than one retirement plan if you are to assume an expensive lifestyle. If you have debts to pay or you are to start up a business after retirement, you will consider more than one retirement plan.  [http://www.bobsagar.com/worktogether/ Consumers]  includes more concerning how to see about this view. Here are some of the common retirement plans you can consider while you are still accepting income from your career. Social Security Plan and Personal Plans Social security plan is run by the government and everyone is eligible as long as they follow the requirements. One of the requirements is to pay the 12.4 percent security tax whether you are self employed or working under an employer. Individuals can only avail the benefits once they completed the 40 credits or ten years of work. In addition, the person must reach the age of 67 to avail the benefits of SSA. Meanwhile, you can also participate in personal plans which include 401(k) and Individual Retirement Agreement or IRA. If you think you know any thing, you will certainly claim to check up about  [http://www.healthbroker.com/ research california health insurance companies] . These plans are quite similar to the social security. Self employed and employees will contribute a portion of their earnings in a fund which they can avail when it matures. Insurance Companies Another option you can avail is insurance or pension plans. Insurance companies offer different types of plans that you can avail when you reach retirement. The good thing about insurance retirement plans is that they are usually customizable to suit your needs. Of course the amount you will receive will depend on the plan. Usually, the benefit is dependent on the contribution you pay the insurer. Bonds and Stocks You can place a portion of your money in bonds owned by the government or stocks released by a private corporation. When you purchase bonds, you loan your money to the government and the latter agrees to pay the interest for a set amount of time and the barrower also returns the principal when the bond matures. If bond is not your cup of tea, you can invest your savings in shares of stocks. Benefits of shares of stock include part ownership in the company. You are paid dividends too if the company is doing fine. You can also gain from selling shares of stock. If the company is doing good, the value of shares goes up and this is how you gain from selling shares.