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I am Rutha though I don't really like being called like that. After being out of my job for years I became a people manager and I'm doing pretty good financially. What I really enjoy doing is golf and I've been doing it for quite a while. American Samoa is where I've always been living and will never move. My husband and I maintain a website. You might want to check it out here: http://mortgagewonderland.jimdo.com/