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What does the acost of healthcarea mean to-you? To a lot of folks, the cost of health-care is what we spend of pocketathe co-pays, the deductibles, the co-insurances. I'm sure everyone has been realizing that within the last several years that your charge for insurance out of the paycheck has changed and the cost out of pocket has changed. At Blue Hills Sports &amp; Spine Rehabilitation we are seeing more people with high-deductible health programs from their employersasome with a year as high as $4000. This is making individuals make decisions about healthcare more from the client perspective rather than a individual perspectiveais this beneficial to healthcare? Many of us grew up with healthcare which was comprehensivea$5-$10 co-pays, no deductiblesaget to the physician when you are able since it wonat break the bank. The change to these deductibles and larger co-pays is having just the opposite effectait generally is causing some individuals to go broke and others to delay health-care since they just donat wish to spend the money about it. Itas sadaand itas perhaps not going away. In factait will most likely get worse. I know when I'm making my healthcare decisions I am just starting to think just like a client more. Do I go to the ER for some thing and incur a deductible to wait for 6 hours to see some one, o-r, do I wait for a couple of days to see my regular physician for a $20 office visit? Do I take the medicine my doctor prescribed that doesnat have a general equivalent and pay $200, or, do I just not take the medicine? How did it get like this? Extreme fees from large hospital-based systems that are focused more on building structures than treating patients. Some of those areas pay more for than it cost to outfit a complete real treatment waiting room seats individual practiceadoes that produce sense? And how do they purchase it? From asking us moreaand then it trickles down from the insurance companies. We've to remember that the insurance firms are for-profit companies, many with investors that are expecting a healthy bottom linearegardless if you are healthy. Having an insurance provider is similar to legalized gamblingayou are setting your rates wanting people donat utilize services and ultimately, you make money. They've most of the numbers and they do lots of re-search to find out how much is too much for someone to pay for routine treatment. They call it acost sharingaayou pay part of the fee to prevent your from accessing the servicesaunless you're just really, really sick and have no choice but to go for treatment. Learn further on the affiliated paper - Click here:  [http://www.bluehillspt.com Blue Hills Sports &amp; Spine Rehabilitation] . I thought an of prevention was worth a pound of cure? I guess that only isnat the situation any longer. The acosta of health-care could be more than we could paya. Jordan Vacon, PT is the managing partner of Blue Hills Sports &amp; Spine Rehabilitation which owns and operates physical treatment offices in Braintree, Boston, Weymouth and Plymouth.